65 Cottage Street
Monroe, CTCustom-built by its current owner, a professional builder, and meticulously maintained since 1988, this exceptional ranch reflects a level of craftsmanship and structural integrity rarely found today. Substantial construction, thoughtful proportions, and enduring materials speak to a home designed with longevity in mind. Framed by beautiful stone walls and impeccably maintained landscaping, the property is bordered by two town trails, creating a remarkable sense of privacy and tranquility. Inside, the open floor plan features vaulted ceilings, refinished hardwood floors, new windows, and a dramatic floor-to-ceiling stone fireplace that serves as the centerpiece of the living space. Abundant natural light fills the home, while a tiled front room offers a peaceful escape for reading, or relaxing. Three generously sized bedrooms offer ample closet space, including a primary bedroom w/ double sinks and a tiled stall shower. A sprawling new deck wraps along the back and side of the home, overlooking the spectacular property that provide privacy, and color throughout the seasons. The heated, walk-out lower level is already plumbed for a kitchen and offers excellent potential for an in-law suite or expanded living space. Built with intention and maintained with exceptional care, this distinctive residence offers timeless craftsmanship, flexible living, and an extraordinarily private setting.The home feels tucked away yet close to Monroe parks, schools and Route 25 conveniences. *Extensive improvements reflect the home's continued care and investment. Exterior and structural updates include a new front roof in 2019, new rear and garage roofs in 2022, exterior cleaning and protective coating completed in 2024-2025, and new decking and railings in 2026. In 2024-2025, approximately $90,000 was invested in full-frame Pella triple-glazed windows, including all-new window and door trim rather than standard replacement inserts. Interior improvements include updated switches and outlets, new indoor and outdoor lighting, fresh interior paint throughout, a new dining room door, a new kitchen sink and faucet, and refinished hardwood floors throughout most of the home. The former wood stove and liner pipe were removed in 2024. Additional updates include a new Artesian outdoor spa in 2021, replacement of the original oil tank with a new garage-mounted tank in 2025, new lower-level French doors in 2026, removal of the 18-by-33-foot oval pool in 2026, and a new well pump and wiring installed in July 2026.
Single Family
- Price
- $ 689,900
- City
- Monroe
- Bedrooms
- 3
- Full Bathrooms
- 3
- County
- Fairfield
- Half Bathrooms
- 0
- Area
- Lot Size
- 0.94 Acres
- Zip
- 06468
- Sqr Footage
- 2,884
- Year Built
- 1988
- Taxes
- $ 12697
- Style
- MLS#
- 24200594
Features
General
Interior Features
Exterior Features
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Affordability Calculator
$3,786
Per MonthBased on the average sale price from the Torrington, CT office
- Monthly Principal & interest $2,658
- Monthly Property Taxes $1,062
- Monthly Home Insurance $67
Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
Schools
Price History
Property vs Zip Code Average in 06468
Areas That We Cover
- Avon
- Barkhamsted
- Berlin
- Bethel
- Bethlehem
- Bloomfield
- Bridgeport
- Bridgewater
- Bristol
- Brookfield
- Burlington
- Canaan
- Canton
- Colebrook
- Cornwall
- Danbury
- Darien
- East Granby
- East Hartford
- East Windsor
- Easton
- Enfield
- Fairfield
- Farmington
- Glastonbury
- Goshen
- Granby
- Greenwich
- Hartford
- Hartland
- Harwinton
- Hebron
- Kent
- Litchfield
- Manchester
- Marlborough
- Monroe
- Morris
- New Britain
- New Canaan
- New Fairfield
- New Hartford
- New Milford
- Newington
- Newtown
- Norfolk
- North Canaan
- Norwalk
- Plainville
- Plymouth
- Redding
- Ridgefield
- Rocky Hill
- Roxbury
- Salisbury
- Sharon
- Shelton
- Sherman
- Simsbury
- South Windsor
- Southington
- Stamford
- Stratford
- Suffield
- Thomaston
- Torrington
- Trumbull
- Warren
- Washington
- Watertown
- West Hartford
- Weston
- Westport
- Wethersfield
- Wilton
- Winchester
- Windsor
- Windsor Locks
- Woodbury
65 Cottage Street Monroe, CT is a Single Family Home for sale at $689900 with 2884 sqft and a lot size of 0.94 Acres Acre(s). 65 Cottage Street Monroe has 3 bedrooms, 3 baths and was built in 1988. The property's zip code is 06468 which is in Monroe, CT
*Information deemed reliable but not guaranteed.
Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Mortgage calculator provided courtesy of Inside Real Estate.
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